Coversure Insurance
| Direct Line | 08444 778050 |
| shellybr@coversure.co.uk | |
| Web Address | www.coversure4landlords.co.uk |
My team and I are based in Lowestoft and are here to help with any aspect of Property Owners Insurance. We offer market leading rates for Buildings Insurance with prices starting from 75p per £1,000 of the property rebuild cost (subject to tenant type & underwriters criteria). A summary of the cover available is listed below:
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£5m Property Owner Liability to cover you in the event of your tenant having an accident which they feel is as a result of your negligence as a Landlord and they decide to sue you.
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£10m Employers Liability to cover same for domestic employees that enter the premises or grounds.
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Alternative accommodation to re-home your tenants in the event of a total loss claim. As a Landlord you have an obligation to house your tenants should you have a total loss claim, and this policy gives you peace of mind to cover these costs should they be incurred.
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Subsidence excess at only £1000 for claims of this nature.
£5m Property Owner Liability to cover you in the event of your tenant having an accident which they feel is as a result of your negligence as a Landlord and they decide to sue you.
£10m Employers Liability to cover same for domestic employees that enter the premises or grounds.
Alternative accommodation to re-home your tenants in the event of a total loss claim. As a Landlord you have an obligation to house your tenants should you have a total loss claim, and this policy gives you peace of mind to cover these costs should they be incurred.
Subsidence excess at only £1000 for claims of this nature.
I would also suggest the Home Emergency Policy designed specifically for Let properties:
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24 hours a day / 7 days a week / 365 days a year.
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One phone number for your tenants to call – Claims line then contact one of their approved contractors depending on the incident.
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Will cover boiler breakdown.
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Covers call out charge, labour to maximum of 2 hours, parts and materials to £100.
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Alternative accommodation given to your tenants should it be needed.
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No limit to the number of claims per year.
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Covers lost keys / replacement locks etc.
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Will not cover wear and tear incidents.
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Excess is just £50.
24 hours a day / 7 days a week / 365 days a year.
One phone number for your tenants to call – Claims line then contact one of their approved contractors depending on the incident.
Will cover boiler breakdown.
Covers call out charge, labour to maximum of 2 hours, parts and materials to £100.
Alternative accommodation given to your tenants should it be needed.
No limit to the number of claims per year.
Covers lost keys / replacement locks etc.
Will not cover wear and tear incidents.
Excess is just £50.
We also offer a product to help you cover the cost of your monthly mortgage payments should your tenant default on their rent:
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Will pay you the monthly rent in the event your tenant stops paying
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Covers Legal costs up to £50,000 for eviction / recovery of costs etc
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Excess is one months rent
Obviously, no Landlord can afford to be without insurance against non payment of rent, damage to their building, or home emergency cover, so please do call either myself or one of my team so we can run through the policies available and help you decide which ones are right for you.
I look forward to hearing from you.
Kind regards,
Shelly Bruton
Can you please quote 'Essex2Let' when you call Shelly